4-point Inspections

In addition to wind mitigation and roof inspections, your home inspection should include a 4-point inspection. Help protect your assets by reducing property loss with a 4-point inspection. An increase in severe hurricanes over the last few decades has caused insurance companies to require this service by law. This is especially important for homes that are at least 25 years and older.

4 -Point inspections can reduce loss risk for the insurance company’s homeowner insurance policies. As our climate becomes more harsh and unpredictable, the importance of a Florida 4-point inspection has increased. Due to the benefits of this home inspection, this highly popular home inspection has spread across the country. In 2002, the Florida Legislature passed a law that combines Florida associations to create Citizens (Citizens Property Insurance Corporation). This allowed insurers to provides 4-point inspection insurance for homeowners in high-risk areas and helps people that cannot find this coverage in the private
market.

It is true that ‘they don’t build them like they used to’. Yet, Older homes are our gems of a time forgotten. So even if you have an older home, then it needs our experts to evaluate and protect your home with a 4-point inspection. Even if your home is 50 years old, we can help provide you with the latest information to enhance the protective qualities of the inside and outside of your home. The major areas of your 4 –point inspection that we will cover are as follows:

• HVAC (Heating, Ventilation and Air Conditioning)
• Electrical (wiring and panels)
• Plumbing (connections and fixtures)
• Roof

What will we be looking for? The areas listed above should be in a generally good working condition and be satisfying their intended functions. If not, and if the home is older, then arrangements should be made to update the required features to satisfy the insurance companies. This can lead to a reduction of their policy losses as well as provide you with the necessary insurance for your home. So whether you are changing insurance companies, buying/selling an older home, it is essential for you to have this service completed. Insurance companies are now much less likely to issue Homeowner Insurance for homes 25 years or older. With out this home inspection, your home could lack the necessary enhancements and reinforcements to effectively protect your home. During these unpredictable times and climate changes, you cannot afford not to take action. Please use our convenient contact form to ask any question regarding forms or our services. Protect your assets by making an appointment today!